Products

Garden Style Apartments - Mixed Use Retail

Coverage & Availability

Coverage: Non-Admitted with A.M. Best ratings of A- IX(Excellent).

Availability: Coverage is available in ALL STATES

Products & Capabilities

Program Coverages Available:

Property (Building and Business Personal)

Business Income/Rental Value

Ordinance or Law: Sections A, B & C

Earthquake (Sublimit)

Replacement Cost Coverage is Available for Most Properties

Managed Repair for Covered Losses

Submission Requirements:

Completed Electronic SOV & Supplemental Application

Completed ACORD Application 125

5 Year Loss Summary With currently Valued Company Loss Runs

Target Premium & Deductibles

Submit by email to HAB@risktheory.com

For more information about the Habitational Program:

Aaron Garcia (469-364-3581, agarcia@jupiterrisk.com)

Eligible Risks:

Targeting Garden-Style Apartments and Condominiums

Will consider Multiple and Mixed Used/Multifamily with First Floor Rental Apartments

No Limitations on Age or Loss Experience

60% or Greater Occupancy rate

50% or Less Section 8

Must have Superintendent, Property Manager or be managed by Professional Real Estate Company

Ineligible Risks:

Nursing Homes

Manufactured Housing

Rehab Facilities

Safe Houses, Group Homes & Halfway Houses

Apartments with Wood Shake Roofs

Municipalities

Assisted Living Facilities

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